Houses:

The material below is an excerpt from Bhatt's Nakshatra Chintamani

Grouping of Houses

Longevity

1.        Consider  houses 1, 8 and 3 for longevity

2. [a] Maraka Houses. The 12^th to any particular house denotes non-existance of the matter signified by that particular house. So the houses 12 (12^th to 1), 7 (12th to 8) and 2 (12^th to 3) are known as the maraka (death dealing) houses

     [b] Badhaka houses. The house 11 is badhaka (harmful to life) to those born in Moveable signs as their Ascendants; the 9^th for those born in Fixed signs and 7^th for those born in Common signs

3.         Death.   The Badhaka houses are more harmful than the Maraka houses. So for death consider first the Badhaka house and then Maraka houses. Saturn is the chief governor of longevity. 

Health:

 Consider the Ascendant for health.

 Disease and Cure:

  Consider the house 6 for sickness or disease.

 For cure consider the houses 1, 5 and 11 (1^st, health, 5^th is 12^th to 6. absence of sickness, 11^th is 12^th to 12. absence of bedridden sickness).

 Accident:

 Consider the houses 8 and 12 for accident (8^th-serious illness, accident, suicide; 12^th self-undoing, confinement in bed or hospital).

               Mars, Saturn, Rahu and Ketu cause an accident.

 Education:

  (a) Consider the houses 4, 9 and 11 for education (4^th is the main house for education, it denotes preparation for examinations academic qualifications, regular attendance in school or college: 9^th  deep study and higher education; 11th-fulfilment of desires. The 6^th house shows Competitive examination (it is 12^th from 7 i.e. loss to others and gain to you).

  (b) Completion of education: Consider the houses 3, 5 and 8 (being 12^th from 4, 6, and 9 respectively).

 Mercury and Jupiter are the chief governors of education.

 Building or Land:

(a)                Consider the houses 4, 11, and 12 for purchase or construction of a building (4^th is the main house for building, 11th gain, 12^th payment to the seller of the building or investment of money).

(b)               Consider the houses 3,5 and 10 for disposing of the building or selling it (3^rd is 12^th from the 4^th i.e. losing the house; 5^th is 11^th from the 7^th i.e. gain to purchaser ; 10^th is 4^th from the 7^th i.e. building to the purchaser)

Mars is the natural significator of buildings and Saturn is that of land, mines and estates.

Marriage:

(a)                Consider the houses 2, 7 and 11 for marriage (2^nd addition to family; 7^th-wife or husband, legal tie. It is the main house for marriage; 11^th respectively).

(b)               Consider the houses 1, 6 and 10 for separation or divorce (being 12^th from 2,7 and 11 respectively). These houses denote absence of married life.

Venus is the chief governor of marriage.

Children:

(a)                Consider the houses 2, 5and 11 for childbirth (2^nd increase in the number of the members of the family due to birth of a child; 5^th first conception or pregnancy, progeny or child;11^th is the 5^th from the 7^th). The 5^th for females and 11^th for males are important.

(b)               Consider the houses 1, 4 and 10 for absence of children or for separation from the children ( being 12^th from 2,5 and 11 respectively

Jupiter is the natural significator of childbirth. In females Moon is fertility and                   Mars is menstruation. In males Venus is fertility and Sun is vitality.

Foreign Travels:

(a)                Consider the houses 3, 9 and 12 for foreign travels (3^rd is 12^th from 4^th i.e. away from the permanent place; 9^th long journey, foreign travel. 12^th- life in an unknown place or completely unfamiliar atmosphere).

(b)               Consider the houses 3,9 and 11 for returning to home country from foreign land (11^th meeting ones own kith and kin, reunion of relatives)

                  Moon is the chief governor of journey.

 Finance and Prosperity:

  (a)                Profession/service: Consider the houses 2,6 and 10 ( 2^nd bank balance, self acquisition;6^th services rendered, day to day attendance on duty and thereby earning; being 12^th from the 7^th denotes loss to others and gain to self, hence receiving money from others;10^th profession, either in independent vocation or in service). Sun is the chief governor of profession.

 (b)               Consider the houses 1, 5 and 9^th for change of profession or service (being 12^th from 2, 6 and 10 respectively).

 c)                Consider the houses 2,6,10 and 11 for promotion rise in career or fortune; or for re-instatement in service.

  (d)               Consider the houses 3, 10 and 12 for transfer in service with change of place (3^rd-journey; being 12^th from the 4^th shows absence of the present residence i.e. change of place; 10^th employment; 12^th life in completely unfamiliar atmosphere.

 (e)                Consider the houses 1, 8, 9&12 for suspension from service 1^st is 12^th from the 2^nd- absence of self earning; 8^th suspension is one form of penalty; 9^th is 12^th from 10^th-absence of status, position, power and name; 12^th – loss in general).

 (f)                Consider the houses 1, 5, 9 and 12 for retirement from service or dismissal; or loss of status in any walk of life (5^th is the 12^th from 6 i.e. absence of regular attendance on duty); also consider the house 8 if the native comes under the scheme of gratuity and provident fund.

 Finance:

 (a)                Consider the houses 2, 6 and 11 for gain of money any manner.

  (b)               Consider the houses 2, 3, 6 and 11 for gain of lottery (3^rd lottery and help from others).

 (c)                Consider the houses 2, 5, 6 and 11 for gain from speculation 2^nd race (5^th-inclination for speculation for speculation).

Jupiter is the chief governor of money.

Independent Business:

 Consider the houses 2, 7 and 10 (7^th dealings with others, purchase and sale of production; it is the main house for business).